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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,299 | $39,036-89.0% | $80,784-94.7% | $85,851-95.0% |
| Participation rate | 44.1% | 41.6%+2.6pp | 54.2%-10.0pp | 69.3%-25.2pp |
| Annual return | 0.00% | 26.31%-26.3pp | 87.31%-87.3pp | 318.63%-318.6pp |
| Employer contribution / active EE | $370 | $722-48.9% | $1,160-68.2% | $2,565-85.6% |
| Participant deferral / active EE | $1,467 | $1,326+10.6% | $2,145-31.6% | $3,952-62.9% |
| Admin fee / account holder | $98 | $2,429-96.0% | $3,380-97.1% | $6,261-98.4% |