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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,569 | $148,629+106.9% | $135,982+126.2% | $139,487+120.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 27.76% | 79.33%-51.6pp | 68.32%-40.6pp | 373.84%-346.1pp |
| Employer contribution / active EE | $4,698 | $5,247-10.4% | $4,859-3.3% | $4,755-1.2% |
| Participant deferral / active EE | $18,732 | $8,102+131.2% | $7,760+141.4% | $6,713+179.1% |
| Admin fee / account holder | $4,174 | $12,406-66.4% | $10,767-61.2% | $11,407-63.4% |