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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,535 | $165,399+43.6% | $149,745+58.6% | $158,982+49.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.26% | 348.34%-346.1pp | 276.72%-274.5pp | 302.99%-300.7pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $14,010 | $7,183+95.1% | $6,843+104.7% | $5,983+134.1% |
| Admin fee / account holder | $2,403 | $10,811-77.8% | $9,312-74.2% | $11,252-78.6% |