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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,970 | $148,582-93.3% | $135,942-92.7% | $139,456-92.9% |
| Participation rate | 90.5% | 83.9%+6.6pp | 81.9%+8.6pp | 80.3%+10.1pp |
| Annual return | 19.13% | 79.26%-60.1pp | 68.28%-49.1pp | 373.45%-354.3pp |
| Employer contribution / active EE | $5,149 | $5,245-1.8% | $4,858+6.0% | $4,753+8.3% |
| Participant deferral / active EE | $8,115 | $8,101+0.2% | $7,759+4.6% | $6,711+20.9% |
| Admin fee / account holder | $4,409 | $12,402-64.5% | $10,764-59.0% | $11,407-61.3% |