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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,572 | $106,247-98.5% | $96,515-98.4% | $139,466-98.9% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 31.57% | 38.47%-6.9pp | 35.73%-4.2pp | 373.66%-342.1pp |
| Employer contribution / active EE | $1,083 | $4,106-73.6% | $3,740-71.0% | $4,754-77.2% |
| Participant deferral / active EE | $1,524 | $5,456-72.1% | $4,880-68.8% | $6,712-77.3% |
| Admin fee / account holder | $611 | $7,885-92.2% | $6,735-90.9% | $11,409-94.6% |