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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,150 | $106,267-58.5% | $96,520-54.3% | $139,456-68.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 29.70% | 38.45%-8.7pp | 35.72%-6.0pp | 373.45%-343.7pp |
| Employer contribution / active EE | $2,105 | $4,105-48.7% | $3,739-43.7% | $4,753-55.7% |
| Participant deferral / active EE | $9,223 | $5,454+69.1% | $4,879+89.0% | $6,711+37.4% |
| Admin fee / account holder | $387 | $7,882-95.1% | $6,733-94.3% | $11,407-96.6% |