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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,228 | $105,200-85.5% | $159,474-90.5% | $85,847-82.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 136.31% | 45.08%+91.2pp | 263.68%-127.4pp | 318.61%-182.3pp |
| Employer contribution / active EE | $3,274 | $3,319-1.3% | $4,831-32.2% | $2,565+27.6% |
| Participant deferral / active EE | $4,252 | $5,946-28.5% | $7,353-42.2% | $3,952+7.6% |
| Admin fee / account holder | $1,255 | $6,934-81.9% | $10,802-88.4% | $6,261-80.0% |