Retirement plan

F & F REALTY LTD AFFILIATES 401K PLAN

Name: F & F REALTY, LTD. - F & F REALTY LTD AFFILIATES 401K PLAN (2021) Form 5500
Creator: F & F REALTY, LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, F & F REALTY LTD AFFILIATES 401K PLAN, F & F REALTY, LTD.

F & F REALTY, LTD.EIN 82-3902770Plan #003PY 2021

6401 LINCOLN AVENUE, 2ND FLOOR - LINCOLNWOOD, IL 60712847-982-9750fandfrealty.comLinkedIn201-500 employeesreal estate

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$3.1M

+23.3% from 2020

Total participants

339

+16.5% from 2020

Average account balance

$37,018

+5.7% from 2020

Annual return

15.44%

+0.30 pp from 2020

Benchmarks

See 625 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort625 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$56K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

24.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$364K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$993

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$745

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
AMERICAN FUNDS4+ years Filed as: CAPITAL BANK & TRUST Service code 37 · EIN 95-6817943 P.O. BOX 6040 · INDIANAPOLIS, IN 462066040	Loan Processing	$18,776

Plan features & details

Pension benefit codes2F2G2J2T3D3H

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$19K

$59 / participant

Contract admin$19K100.0%

% of EOY assets

0.604%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DHJJ
Auditor EIN: 363029663
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,018

$60,607-38.9%

$189,575-80.5%

$86,821-57.4%

Participation rate

19.8%

68.9%-49.1pp

78.4%-58.6pp

72.3%-52.5pp

Annual return

15.44%

65.18%-49.7pp

64.19%-48.8pp

97.94%-82.5pp

Employer contribution / active EE

$1,626-100.0%

$4,412-100.0%

$2,406-100.0%

Participant deferral / active EE

$679

$3,895-82.6%

$6,174-89.0%

$4,132-83.6%

Admin fee / account holder

$224

$159+40.8%

$9,806-97.7%

$170+31.8%

Provider

Service type

Compensation

AMERICAN FUNDS4+ years

Filed as: CAPITAL BANK & TRUST

Service code 37 · EIN 95-6817943

P.O. BOX 6040 · INDIANAPOLIS, IN 462066040

Loan Processing

$18,776

F & F REALTY LTD AFFILIATES 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

F & F REALTY LTD AFFILIATES 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion