Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2+ years Filed as: CAPITAL BANK & TRUST Service code 37 · EIN 95-6817943 P.O. BOX 6040 · INDIANAPOLIS, IN 462066040 | Loan Processing | $400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,832 | $48,471-46.7% | $182,558-85.8% | $67,582-61.8% |
| Participation rate | 17.5% | 67.2%-49.7pp | 78.0%-60.5pp | 71.3%-53.8pp |
| Annual return | 28.47% | 31.08%-2.6pp | 148.59%-120.1pp | 378.57%-350.1pp |
| Employer contribution / active EE | $0 | $1,461-100.0% | $4,076-100.0% | $2,148-100.0% |
| Participant deferral / active EE | $602 | $3,324-81.9% | $5,526-89.1% | $3,539-83.0% |
| Admin fee / account holder | $28 | $151-81.7% | $8,594-99.7% | $142-80.6% |