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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,993 | $50,860-92.1% | $155,574-97.4% | $77,714-94.9% |
| Participation rate | 54.2% | 63.1%-8.9pp | 78.2%-24.0pp | 70.6%-16.4pp |
| Annual return | 21.26% | 34.86%-13.6pp | 64.87%-43.6pp | 31.26%-10.0pp |
| Employer contribution / active EE | $460 | $1,991-76.9% | $4,676-90.2% | $2,727-83.1% |
| Participant deferral / active EE | $1,586 | $2,825-43.9% | $5,629-71.8% | $4,649-65.9% |
| Admin fee / account holder | $26 | $436-94.1% | $15,914-99.8% | $433-94.1% |