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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,917 | $52,967-90.7% | $172,753-97.2% | $65,186-92.5% |
| Participation rate | 42.0% | 66.2%-24.2pp | 82.6%-40.6pp | 70.2%-28.2pp |
| Annual return | 36.57% | 30.12%+6.4pp | 803.00%-766.4pp | 29.39%+7.2pp |
| Employer contribution / active EE | $0 | $2,190-100.0% | $5,144-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $1,268 | $2,471-48.7% | $5,198-75.6% | $3,514-63.9% |
| Admin fee / account holder | $108 | $472-77.1% | $13,956-99.2% | $847-87.3% |