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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,289 | $114,073-88.4% | $96,161-86.2% | $167,518-92.1% |
| Participation rate | 59.1% | 75.1%-16.0pp | 68.4%-9.4pp | 82.1%-23.0pp |
| Annual return | 36.59% | 189.95%-153.4pp | 192.01%-155.4pp | 478.71%-442.1pp |
| Employer contribution / active EE | $0 | $3,428-100.0% | $2,798-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $6,369 | $5,195+22.6% | $4,349+46.4% | $6,342+0.4% |
| Admin fee / account holder | $796 | $6,899-88.5% | $5,538-85.6% | $12,312-93.5% |