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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,614 | $152,592-86.5% | $125,180-83.5% | $152,885-86.5% |
| Participation rate | 83.3% | 83.3%0pp | 79.8%+3.6pp | 82.5%+0.9pp |
| Annual return | 25.74% | 54.84%-29.1pp | 43.79%-18.0pp | 345.39%-319.6pp |
| Employer contribution / active EE | $991 | $4,947-80.0% | $3,866-74.4% | $4,763-79.2% |
| Participant deferral / active EE | $3,549 | $5,868-39.5% | $4,937-28.1% | $5,851-39.3% |
| Admin fee / account holder | $303 | $13,435-97.7% | $9,703-96.9% | $11,598-97.4% |