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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,489 | $156,398-55.6% | $147,318-52.8% | $138,895-50.0% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 17.14% | 78.75%-61.6pp | 70.43%-53.3pp | 145.39%-128.3pp |
| Employer contribution / active EE | $2,074 | $4,853-57.3% | $4,593-54.9% | $4,194-50.6% |
| Participant deferral / active EE | $3,527 | $8,237-57.2% | $7,906-55.4% | $6,396-44.9% |
| Admin fee / account holder | $753 | $14,976-95.0% | $13,708-94.5% | $12,562-94.0% |