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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,433 | $167,362-56.1% | $143,799-48.9% | $134,532-45.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -15.81% | 0.47%-16.3pp | -0.04%-15.8pp | 418.27%-434.1pp |
| Employer contribution / active EE | $3,497 | $5,620-37.8% | $4,952-29.4% | $4,741-26.2% |
| Participant deferral / active EE | $13,441 | $6,447+108.5% | $5,638+138.4% | $6,401+110.0% |
| Admin fee / account holder | $19 | $18,094-99.9% | $14,677-99.9% | $11,429-99.8% |