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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,974 | $209,422-75.2% | $178,503-70.9% | $158,982-67.3% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 31.44% | 188.81%-157.4pp | 151.12%-119.7pp | 302.99%-271.5pp |
| Employer contribution / active EE | $3,416 | $5,707-40.1% | $5,011-31.8% | $4,763-28.3% |
| Participant deferral / active EE | $13,068 | $5,955+119.5% | $5,202+151.2% | $5,983+118.4% |
| Admin fee / account holder | $124 | $17,079-99.3% | $13,987-99.1% | $11,252-98.9% |