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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,919 | $134,001-88.1% | $112,258-85.8% | $134,509-88.2% |
| Participation rate | 0.0% | 78.6%-78.6pp | 75.1%-75.1pp | 81.2%-81.2pp |
| Annual return | -19.19% | 47.15%-66.3pp | 27.47%-46.7pp | 418.13%-437.3pp |
| Employer contribution / active EE | $2,442 | $4,039-39.6% | $3,636-32.8% | $4,741-48.5% |
| Participant deferral / active EE | $3,733 | $5,291-29.4% | $4,728-21.0% | $6,400-41.7% |
| Admin fee / account holder | $1,226 | $7,491-83.6% | $6,411-80.9% | $11,427-89.3% |