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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,275 | $27,936-31.0% | $58,561-67.1% | $75,173-74.4% |
| Participation rate | 28.0% | 38.8%-10.8pp | 50.9%-22.9pp | 67.2%-39.2pp |
| Annual return | 18.90% | 44.21%-25.3pp | 4251.33%-4232.4pp | 160.72%-141.8pp |
| Employer contribution / active EE | $356 | $670-46.8% | $1,053-66.2% | $2,671-86.7% |
| Participant deferral / active EE | $1,188 | $1,202-1.1% | $1,923-38.2% | $4,126-71.2% |
| Admin fee / account holder | $205 | $1,727-88.1% | $2,520-91.9% | $5,651-96.4% |