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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,714 | $84,551-86.1% | $61,452-80.9% | $134,532-91.3% |
| Participation rate | 38.9% | 62.2%-23.3pp | 52.6%-13.7pp | 81.2%-42.3pp |
| Annual return | -16.95% | 585.39%-602.3pp | 338.96%-355.9pp | 418.27%-435.2pp |
| Employer contribution / active EE | $450 | $1,545-70.9% | $1,160-61.2% | $4,741-90.5% |
| Participant deferral / active EE | $1,375 | $2,818-51.2% | $2,125-35.3% | $6,401-78.5% |
| Admin fee / account holder | $474 | $2,587-81.7% | $2,131-77.7% | $11,429-95.9% |