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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,487 | $29,716-17.6% | $56,077-56.3% | $80,925-69.7% |
| Participation rate | 25.0% | 41.7%-16.7pp | 52.5%-27.5pp | 67.7%-42.7pp |
| Annual return | 12.57% | 35.30%-22.7pp | 1709.28%-1696.7pp | 35.65%-23.1pp |
| Employer contribution / active EE | $413 | $671-38.5% | $1,040-60.3% | $2,756-85.0% |
| Participant deferral / active EE | $1,331 | $1,228+8.3% | $1,954-31.9% | $4,299-69.0% |
| Admin fee / account holder | $643 | $2,432-73.6% | $2,825-77.2% | $6,940-90.7% |