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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,368 | $141,004-50.8% | $112,273-38.2% | $139,456-50.3% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.54% | 32.75%-18.2pp | 30.23%-15.7pp | 373.45%-358.9pp |
| Employer contribution / active EE | $5,527 | $4,285+29.0% | $3,431+61.1% | $4,753+16.3% |
| Participant deferral / active EE | $6,485 | $5,878+10.3% | $4,800+35.1% | $6,711-3.4% |
| Admin fee / account holder | $661 | $9,959-93.4% | $7,752-91.5% | $11,407-94.2% |