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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,536 | $82,288-28.9% | $68,794-14.9% | $134,509-56.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -15.50% | -2.19%-13.3pp | -6.37%-9.1pp | 418.13%-433.6pp |
| Employer contribution / active EE | $3,944 | $3,301+19.5% | $2,656+48.5% | $4,741-16.8% |
| Participant deferral / active EE | $8,522 | $4,738+79.8% | $3,941+116.2% | $6,400+33.1% |
| Admin fee / account holder | $1,904 | $6,482-70.6% | $4,934-61.4% | $11,427-83.3% |