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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,106 | $106,905-62.5% | $84,020-52.3% | $152,885-73.8% |
| Participation rate | 81.8% | 75.2%+6.6pp | 69.0%+12.8pp | 82.5%-0.6pp |
| Annual return | 24.20% | 105.00%-80.8pp | 71.31%-47.1pp | 345.39%-321.2pp |
| Employer contribution / active EE | $4,168 | $2,735+52.4% | $1,984+110.1% | $4,763-12.5% |
| Participant deferral / active EE | $4,366 | $4,012+8.8% | $3,239+34.8% | $5,851-25.4% |
| Admin fee / account holder | $908 | $8,287-89.0% | $6,101-85.1% | $11,598-92.2% |