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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,512 | $86,938-44.2% | $102,423-52.6% | $80,925-40.1% |
| Participation rate | 87.9% | 72.4%+15.5pp | 76.5%+11.4pp | 67.7%+20.2pp |
| Annual return | 9.71% | 18.89%-9.2pp | 29.42%-19.7pp | 35.65%-25.9pp |
| Employer contribution / active EE | $1,036 | $2,369-56.3% | $3,023-65.7% | $2,756-62.4% |
| Participant deferral / active EE | $3,688 | $4,120-10.5% | $5,054-27.0% | $4,299-14.2% |
| Admin fee / account holder | $1,027 | $8,053-87.2% | $9,455-89.1% | $6,940-85.2% |