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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,246 | $78,423-11.7% | $95,964-27.8% | $79,856-13.3% |
| Participation rate | 57.7% | 73.5%-15.8pp | 77.1%-19.4pp | 69.6%-11.9pp |
| Annual return | 27.49% | 19.37%+8.1pp | 91.64%-64.2pp | 31.71%-4.2pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,911 | $3,440-44.4% | $4,167-54.1% | $3,741-48.9% |
| Admin fee / account holder | $7,304 | $5,622+29.9% | $6,797+7.5% | $5,306+37.6% |