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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,280 | $149,778+13.0% | $118,946+42.3% | $158,950+6.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 21.57% | 19.95%+1.6pp | 35.89%-14.3pp | 302.91%-281.3pp |
| Employer contribution / active EE | $5,142 | $4,117+24.9% | $3,263+57.6% | $4,762+8.0% |
| Participant deferral / active EE | $13,200 | $5,225+152.6% | $4,266+209.4% | $5,983+120.6% |
| Admin fee / account holder | $1,123 | $8,604-87.0% | $6,581-82.9% | $11,248-90.0% |