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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 88-0967642 | Advisory (Participants) | $29,448 |
FISHER INVESTMENTS6+ years Service code 26 · EIN 20-2480800 | Advisory (Participants) | $14,755 |
DIVERSIFIED TRUST COMPANY6+ years Filed as: DIVERSIFIED TRUST COMPANY INC Service code 26 · EIN 62-1554452 | Advisory (Participants) | $10,005 |
WISEOWL CAPITAL LLC3 years Service code 26 · EIN 46-1886612 | Advisory (Participants) | $9,954 |
CHARLES SCHWAB & CO., INC.3 years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $688 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,075 | $95,274+230.7% | $135,903+131.8% | $74,419+323.4% |
| Participation rate | 61.4% | 78.2%-16.8pp | 81.9%-20.5pp | 70.7%-9.4pp |
| Annual return | 21.38% | 32.77%-11.4pp | 68.23%-46.9pp | 34.38%-13.0pp |
| Employer contribution / active EE | $6,484 | $3,874+67.4% | $4,856+33.5% | $2,637+145.9% |
| Participant deferral / active EE | $8,361 | $7,782+7.4% | $7,758+7.8% | $4,528+84.6% |
| Admin fee / account holder | $0 | $266-100.0% | $10,762-100.0% | $348-100.0% |