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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,877 | $175,231-7.1% | $149,696+8.8% | $139,466+16.8% |
| Participation rate | 93.3% | 83.4%+9.9pp | 78.8%+14.6pp | 80.3%+13.0pp |
| Annual return | 16.88% | 166.77%-149.9pp | 134.46%-117.6pp | 373.66%-356.8pp |
| Employer contribution / active EE | $4,077 | $5,478-25.6% | $4,821-15.4% | $4,754-14.2% |
| Participant deferral / active EE | $8,541 | $6,521+31.0% | $5,682+50.3% | $6,712+27.3% |
| Admin fee / account holder | $5,232 | $16,155-67.6% | $13,212-60.4% | $11,409-54.1% |