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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,422 | $180,459-55.4% | $154,108-47.8% | $135,380-40.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -11.90% | 888.21%-900.1pp | 735.21%-747.1pp | 519.81%-531.7pp |
| Employer contribution / active EE | $4,435 | $6,035-26.5% | $5,298-16.3% | $4,779-7.2% |
| Participant deferral / active EE | $5,750 | $5,806-1.0% | $5,081+13.2% | $5,609+2.5% |
| Admin fee / account holder | $1,333 | $16,145-91.7% | $13,411-90.1% | $10,828-87.7% |