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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,031 | $167,352-61.7% | $143,788-55.5% | $134,509-52.4% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -6.97% | 0.47%-7.4pp | -0.03%-6.9pp | 418.13%-425.1pp |
| Employer contribution / active EE | $2,557 | $5,620-54.5% | $4,952-48.4% | $4,741-46.1% |
| Participant deferral / active EE | $8,824 | $6,447+36.9% | $5,638+56.5% | $6,400+37.9% |
| Admin fee / account holder | $777 | $18,091-95.7% | $14,675-94.7% | $11,427-93.2% |