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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,075 | $148,582-16.5% | $135,942-8.7% | $139,456-11.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.84% | 79.26%-59.4pp | 68.28%-48.4pp | 373.45%-353.6pp |
| Employer contribution / active EE | $5,559 | $5,245+6.0% | $4,858+14.4% | $4,753+17.0% |
| Participant deferral / active EE | $11,794 | $8,101+45.6% | $7,759+52.0% | $6,711+75.7% |
| Admin fee / account holder | $4,925 | $12,402-60.3% | $10,764-54.2% | $11,407-56.8% |