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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,013 | $175,257-80.6% | $149,717-77.3% | $139,456-75.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | -28.17% | 166.70%-194.9pp | 134.41%-162.6pp | 373.45%-401.6pp |
| Employer contribution / active EE | $16,518 | $5,477+201.6% | $4,820+242.7% | $4,753+247.5% |
| Participant deferral / active EE | $7,924 | $6,521+21.5% | $5,682+39.5% | $6,711+18.1% |
| Admin fee / account holder | $3,716 | $16,156-77.0% | $13,213-71.9% | $11,407-67.4% |