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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,557 | $27,632+21.4% | $61,399-45.3% | $68,495-51.0% |
| Participation rate | 13.9% | 39.5%-25.6pp | 52.6%-38.7pp | 67.9%-54.0pp |
| Annual return | -20.39% | -13.24%-7.2pp | 338.81%-359.2pp | -7.84%-12.5pp |
| Employer contribution / active EE | $420 | $696-39.6% | $1,159-63.7% | $2,596-83.8% |
| Participant deferral / active EE | $1,459 | $1,264+15.4% | $2,124-31.3% | $4,028-63.8% |
| Admin fee / account holder | $540 | $2,010-73.1% | $2,131-74.7% | $5,403-90.0% |