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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,867 | $110,212-45.7% | $96,534-38.0% | $139,466-57.1% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 10.39% | 26.42%-16.0pp | 25.88%-15.5pp | 373.66%-363.3pp |
| Employer contribution / active EE | $1,708 | $3,620-52.8% | $2,965-42.4% | $4,754-64.1% |
| Participant deferral / active EE | $2,614 | $5,547-52.9% | $4,851-46.1% | $6,712-61.1% |
| Admin fee / account holder | $45,313 | $11,599+290.7% | $8,253+449.0% | $11,409+297.2% |