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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,683 | $175,257-69.4% | $149,717-64.1% | $139,456-61.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.01% | 166.70%-141.7pp | 134.41%-109.4pp | 373.45%-348.4pp |
| Employer contribution / active EE | $4,695 | $5,477-14.3% | $4,820-2.6% | $4,753-1.2% |
| Participant deferral / active EE | $8,023 | $6,521+23.0% | $5,682+41.2% | $6,711+19.5% |
| Admin fee / account holder | $832 | $16,156-94.8% | $13,213-93.7% | $11,407-92.7% |