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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,673 | $81,476+1.5% | $102,383-19.3% | $80,925+2.2% |
| Participation rate | 95.3% | 66.8%+28.5pp | 74.5%+20.8pp | 67.7%+27.7pp |
| Annual return | 9.49% | 25.59%-16.1pp | 24.94%-15.4pp | 35.65%-26.2pp |
| Employer contribution / active EE | $3,515 | $3,105+13.2% | $3,870-9.2% | $2,756+27.5% |
| Participant deferral / active EE | $7,102 | $3,871+83.5% | $5,060+40.4% | $4,299+65.2% |
| Admin fee / account holder | $22,340 | $6,717+232.6% | $8,391+166.2% | $6,940+221.9% |