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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,196 | $64,729-17.8% | $112,263-52.6% | $68,490-22.3% |
| Participation rate | 98.9% | 67.2%+31.8pp | 75.1%+23.9pp | 67.9%+31.1pp |
| Annual return | -13.47% | -11.40%-2.1pp | 27.49%-41.0pp | -7.85%-5.6pp |
| Employer contribution / active EE | $2,915 | $2,746+6.2% | $3,636-19.8% | $2,597+12.3% |
| Participant deferral / active EE | $4,670 | $3,566+31.0% | $4,729-1.3% | $4,028+15.9% |
| Admin fee / account holder | $11,736 | $5,222+124.8% | $6,410+83.1% | $5,403+117.2% |