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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,919 | $84,551-78.8% | $61,452-70.8% | $134,532-86.7% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -23.52% | 585.39%-608.9pp | 338.96%-362.5pp | 418.27%-441.8pp |
| Employer contribution / active EE | $5,570 | $1,545+260.6% | $1,160+380.3% | $4,741+17.5% |
| Participant deferral / active EE | $14,514 | $2,818+415.0% | $2,125+583.2% | $6,401+126.8% |
| Admin fee / account holder | $415 | $2,587-84.0% | $2,131-80.5% | $11,429-96.4% |