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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,694 | $87,059-94.6% | $105,608-95.6% | $80,925-94.2% |
| Participation rate | 87.5% | 70.4%+17.1pp | 75.3%+12.2pp | 67.7%+19.8pp |
| Annual return | 11.79% | 17.05%-5.3pp | 116.50%-104.7pp | 35.65%-23.9pp |
| Employer contribution / active EE | $1,155 | $2,396-51.8% | $3,167-63.5% | $2,756-58.1% |
| Participant deferral / active EE | $1,797 | $3,986-54.9% | $5,010-64.1% | $4,299-58.2% |
| Admin fee / account holder | $740 | $8,443-91.2% | $11,028-93.3% | $6,940-89.3% |