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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,325 | $100,203-35.8% | $85,240-24.5% | $145,897-55.9% |
| Participation rate | 16.7% | 74.1%-57.4pp | 67.5%-50.9pp | 80.3%-63.6pp |
| Annual return | 11.24% | 84.28%-73.0pp | 66.75%-55.5pp | 552.29%-541.1pp |
| Employer contribution / active EE | $387 | $3,242-88.1% | $2,735-85.9% | $4,663-91.7% |
| Participant deferral / active EE | $967 | $5,299-81.8% | $4,527-78.6% | $6,689-85.5% |
| Admin fee / account holder | $261 | $7,265-96.4% | $6,165-95.8% | $13,390-98.1% |