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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,260 | $111,785+28.2% | $93,669+52.9% | $145,877-1.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 13.81% | 203.79%-190.0pp | 133.59%-119.8pp | 551.28%-537.5pp |
| Employer contribution / active EE | $15,547 | $3,096+402.2% | $2,424+541.5% | $4,663+233.4% |
| Participant deferral / active EE | $8,821 | $4,919+79.3% | $4,416+99.8% | $6,691+31.8% |
| Admin fee / account holder | $40,897 | $10,256+298.8% | $8,291+393.3% | $13,402+205.2% |