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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,166 | $162,136-9.2% | $152,301-3.4% | $154,746-4.9% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 15.06% | 91.02%-76.0pp | 80.50%-65.4pp | 172.34%-157.3pp |
| Employer contribution / active EE | $2,381 | $4,890-51.3% | $4,624-48.5% | $4,379-45.6% |
| Participant deferral / active EE | $7,573 | $8,341-9.2% | $8,004-5.4% | $6,730+12.5% |
| Admin fee / account holder | $5,835 | $15,759-63.0% | $14,398-59.5% | $14,365-59.4% |