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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,012 | $176,105-50.0% | $159,474-44.8% | $167,536-47.5% |
| Participation rate | 84.6% | 85.0%-0.3pp | 82.8%+1.8pp | 82.1%+2.5pp |
| Annual return | 17.07% | 331.91%-314.8pp | 263.68%-246.6pp | 478.82%-461.7pp |
| Employer contribution / active EE | $2,476 | $5,299-53.3% | $4,831-48.8% | $4,839-48.8% |
| Participant deferral / active EE | $8,050 | $7,751+3.9% | $7,353+9.5% | $6,342+26.9% |
| Admin fee / account holder | $5,658 | $12,559-54.9% | $10,802-47.6% | $12,315-54.1% |