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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,415 | $154,365+31.1% | $130,231+55.4% | $139,456+45.1% |
| Participation rate | 75.0% | 79.9%-4.9pp | 76.3%-1.3pp | 80.3%-5.3pp |
| Annual return | 22.28% | 30.34%-8.1pp | 38.77%-16.5pp | 373.45%-351.2pp |
| Employer contribution / active EE | $26,219 | $5,170+407.1% | $4,126+535.5% | $4,753+451.7% |
| Participant deferral / active EE | $15,000 | $8,498+76.5% | $6,799+120.6% | $6,711+123.5% |
| Admin fee / account holder | $5,487 | $9,214-40.4% | $6,020-8.9% | $11,407-51.9% |