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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,755 | $71,872-62.8% | $86,691-69.1% | $68,495-60.9% |
| Participation rate | 82.6% | 72.2%+10.4pp | 76.6%+6.0pp | 67.9%+14.7pp |
| Annual return | -17.81% | 3.53%-21.3pp | 35.94%-53.8pp | -7.84%-10.0pp |
| Employer contribution / active EE | $1,632 | $2,173-24.9% | $2,837-42.5% | $2,596-37.1% |
| Participant deferral / active EE | $4,039 | $3,779+6.9% | $4,656-13.3% | $4,028+0.3% |
| Admin fee / account holder | $4,493 | $6,112-26.5% | $7,492-40.0% | $5,403-16.8% |