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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,645 | $57,061-97.1% | $85,063-98.1% | $80,911-98.0% |
| Participation rate | 84.1% | 56.3%+27.7pp | 67.5%+16.6pp | 67.6%+16.4pp |
| Annual return | 17.22% | 21.66%-4.4pp | 66.54%-49.3pp | 35.63%-18.4pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,727-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,247 | $3,110-59.9% | $4,523-72.4% | $4,297-71.0% |
| Admin fee / account holder | $119 | $4,986-97.6% | $6,155-98.1% | $6,935-98.3% |