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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,516 | $85,024-81.8% | $70,544-78.0% | $139,466-88.9% |
| Participation rate | 73.7% | 73.9%-0.2pp | 68.4%+5.3pp | 80.3%-6.6pp |
| Annual return | 15.74% | 30.39%-14.7pp | 32.79%-17.1pp | 373.66%-357.9pp |
| Employer contribution / active EE | $1,742 | $3,912-55.5% | $2,976-41.5% | $4,754-63.4% |
| Participant deferral / active EE | $4,379 | $5,891-25.7% | $4,568-4.1% | $6,712-34.8% |
| Admin fee / account holder | $2,409 | $8,928-73.0% | $6,427-62.5% | $11,409-78.9% |