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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,082 | $82,314-84.1% | $68,808-81.0% | $134,532-90.3% |
| Participation rate | 75.0% | 75.1%-0.1pp | 69.0%+6.0pp | 81.2%-6.2pp |
| Annual return | -13.83% | -2.18%-11.7pp | -6.37%-7.5pp | 418.27%-432.1pp |
| Employer contribution / active EE | $1,491 | $3,301-54.8% | $2,656-43.9% | $4,741-68.6% |
| Participant deferral / active EE | $3,688 | $4,740-22.2% | $3,942-6.4% | $6,401-42.4% |
| Admin fee / account holder | $434 | $6,484-93.3% | $4,936-91.2% | $11,429-96.2% |