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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,809 | $102,393-16.2% | $147,041-41.6% | $80,911+6.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 11.60% | 134.95%-123.4pp | 419.21%-407.6pp | 35.63%-24.0pp |
| Employer contribution / active EE | $15,903 | $3,715+328.0% | $4,935+222.3% | $2,756+477.1% |
| Participant deferral / active EE | $16,346 | $6,647+145.9% | $8,071+102.5% | $4,297+280.4% |
| Admin fee / account holder | $8,032 | $7,943+1.1% | $13,006-38.2% | $6,935+15.8% |