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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,086 | $111,787-71.3% | $93,681-65.7% | $145,978-78.0% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 11.93% | 203.52%-191.6pp | 133.47%-121.5pp | 550.52%-538.6pp |
| Employer contribution / active EE | $1,128 | $3,093-63.5% | $2,422-53.4% | $4,662-75.8% |
| Participant deferral / active EE | $2,572 | $4,918-47.7% | $4,415-41.7% | $6,690-61.6% |
| Admin fee / account holder | $818 | $10,256-92.0% | $8,290-90.1% | $13,400-93.9% |